Terms of Service

Last Updated: March 4th, 2026

Welcome to StretchLoans.com (the “Website”), operated by Stretch Loans LLC, a Texas limited liability company, which is owned by Basepoint Holdings LLC (“Stretch Loans,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of this Website.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you should not access or use this Website.

1. Purpose of the Website

StretchLoans.com is an informational website intended to provide general information about Stretch Loans, our products, services, and upcoming peer-to-peer lending marketplace.

The Website may include:

  • information about the Stretch Loans platform
  • educational content about peer-to-peer lending
  • waitlist signups
  • investor contact information
  • company announcements
  • marketing materials

No lending, borrowing, financial transactions, or financial account activity occurs on this Website.

All lending activity takes place exclusively through the Stretch Loans mobile application, which is governed by a separate Terms of Service agreement. Lending transactions occur strictly between individual borrowers and lenders. Stretch Loans is a lending marketplace facilitating those transactions, and does not provide loans as a company.

2. Eligibility

By using this Website, you represent that:

  • you are at least 18 years old, and
  • you have the legal capacity to enter into binding agreements.

If you are accessing the Website on behalf of a company or organization, you represent that you have authority to bind that entity to these Terms.

3. No Financial Services Provided on Website

The Website does not provide loans, financial accounts, or financial transactions.

Information provided on this Website is for informational and marketing purposes only and should not be interpreted as:

  • financial advice
  • investment advice
  • lending offers
  • credit approval
  • loan solicitation

Actual financial services may be provided through the Stretch Loans mobile application, subject to separate agreements, eligibility requirements, and applicable law.

4. Waitlist and Communications

Users may voluntarily submit their contact information to:

  • join a product waitlist
  • receive updates about Stretch Loans
  • inquire about investment opportunities
  • request additional information

By submitting your information, you agree that we may contact you via:

  • email
  • phone
  • text message
  • other communication methods you provide

You may opt out of marketing communications at any time.

Submission of information does not guarantee access to the Stretch Loans platform.

5. Investor Inquiries

From time to time, the Website may provide information for individuals interested in investing in Stretch Loans.

Any information provided on the Website does not constitute:

  • an offer to sell securities
  • a solicitation to purchase securities
  • investment advice

Any investment opportunity will be offered only in accordance with applicable securities laws and appropriate documentation.

6. Intellectual Property

All content on the Website is the property of Stretch Loans or its licensors, including but not limited to:

  • logos
  • brand assets
  • graphics
  • text
  • software
  • icons
  • illustrations
  • animations
  • the Pleebus mascot and related artwork

These materials are protected by:

  • copyright law
  • intellectual property laws

You may not:

  • copy
  • reproduce
  • distribute
  • modify
  • sell
  • exploit

any Stretch Loans Website content without written permission from Stretch Loans.

7. Trademarks

The following are trademarks or pending trademarks of Stretch Loans:

  • Stretch Loans
  • Pleebus
  • associated logos and branding

Unauthorized use of these trademarks is prohibited.

8. Acceptable Use

You agree not to use the Website to:

  • violate any laws or regulations
  • attempt unauthorized access to systems
  • distribute malware or malicious code
  • interfere with website functionality
  • scrape, harvest, or collect data from the Website
  • impersonate Stretch Loans or another individual
  • submit false information

We reserve the right to restrict or terminate access for violations.

9. Third-Party Links

The Website may contain links to third-party websites or services.

Stretch Loans does not control and is not responsible for:

  • third-party content
  • third-party privacy practices
  • third-party services

Use of third-party websites is at your own risk.

10. Accuracy of Information

We strive to provide accurate information, but we do not guarantee that all content on the Website is:

  • complete
  • current
  • error-free

Information may change without notice.

11. Disclaimer of Warranties

The Website is provided “as is” and “as available.”

Stretch Loans makes no warranties regarding:

  • Website availability
  • accuracy of content
  • reliability of information
  • uninterrupted service

To the fullest extent permitted by law, we disclaim all warranties including:

  • merchantability
  • fitness for a particular purpose
  • non-infringement

12. Limitation of Liability

To the fullest extent permitted by law, Stretch Loans shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:

  • use of the Website
  • reliance on Website content
  • inability to access the Website

Our total liability for any claim relating to the Website shall not exceed $100 USD.

13. Indemnification

You agree to indemnify and hold harmless Stretch Loans, Basepoint Holdings LLC, their officers, employees, contractors, and affiliates from any claims arising from:

  • your use of the Website
  • violation of these Terms
  • violation of any applicable law

14. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect and use personal information.

The Privacy Policy will be made available on the Website.

15. Geographic Restrictions

Stretch Loans is expected to only offer services in 42 states within the USA.

The Website may be accessed from locations where our services are not offered.

Nothing on this Website constitutes an offer of services in jurisdictions where such services are not permitted by law.

16. Modifications to Terms

We may update these Terms from time to time.

When we do, the “Last Updated” date will be revised.

Continued use of the Website after changes indicates acceptance of the updated Terms.

17. Termination

We reserve the right to suspend or terminate access to the Website at any time for any reason.

18. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Any legal dispute arising from these Terms shall be resolved in courts located in Texas, United States.

19. Contact Information

If you have questions about these Terms, you may contact us at:

Stretch Loans LLC
Email: founder@stretchloans.com
Website: www.stretchloans.com